diff --git a/app/Controllers/Admin/SelectLocalGovernment.php b/app/Controllers/Admin/SelectLocalGovernment.php
index 5713c97..551d8dd 100644
--- a/app/Controllers/Admin/SelectLocalGovernment.php
+++ b/app/Controllers/Admin/SelectLocalGovernment.php
@@ -22,10 +22,13 @@ class SelectLocalGovernment extends BaseController
             ->orderBy('lg_name', 'ASC')
             ->findAll();
 
+        $currentLgIdx = (int) (session()->get('admin_selected_lg_idx') ?? 0);
+
         return view('admin/layout', [
             'title'   => '지자체 선택',
             'content' => view('admin/select_local_government/index', [
-                'list' => $list,
+                'list'         => $list,
+                'currentLgIdx' => $currentLgIdx,
             ]),
         ]);
     }
diff --git a/app/Views/admin/select_local_government/index.php b/app/Views/admin/select_local_government/index.php
index 8c6efa0..bd8b26e 100644
--- a/app/Views/admin/select_local_government/index.php
+++ b/app/Views/admin/select_local_government/index.php
@@ -7,11 +7,18 @@
   <?php else: ?>
   <form action="<?= base_url('admin/select-local-government') ?>" method="POST" class="space-y-3">
     <?= csrf_field() ?>
+    <?php $currentLgIdx = (int) ($currentLgIdx ?? 0); ?>
     <ul class="space-y-2">
       <?php foreach ($list as $lg): ?>
+      <?php $isCurrent = ((int) $lg->lg_idx === $currentLgIdx); ?>
       <li class="flex items-center gap-2">
-        <input type="radio" name="lg_idx" id="lg_<?= $lg->lg_idx ?>" value="<?= (int) $lg->lg_idx ?>" class="rounded border-gray-300 text-blue-600 focus:ring-blue-500"/>
+        <input type="radio" name="lg_idx" id="lg_<?= $lg->lg_idx ?>" value="<?= (int) $lg->lg_idx ?>" <?= $isCurrent ? 'checked' : '' ?> class="rounded border-gray-300 text-blue-600 focus:ring-blue-500"/>
         <label for="lg_<?= $lg->lg_idx ?>" class="text-sm font-medium text-gray-800 cursor-pointer"><?= esc($lg->lg_name) ?> (<?= esc($lg->lg_code) ?>)</label>
+        <?php if ($isCurrent): ?>
+        <span class="inline-flex items-center gap-1 text-xs font-semibold text-emerald-700 bg-emerald-50 border border-emerald-200 rounded-full px-2 py-0.5">
+          <i class="fa-solid fa-check"></i> 현재 선택
+        </span>
+        <?php endif; ?>
       </li>
       <?php endforeach; ?>
     </ul>
diff --git a/app/Views/bag/order_phone.php b/app/Views/bag/order_phone.php
index 0f531ac..aff24ad 100644
--- a/app/Views/bag/order_phone.php
+++ b/app/Views/bag/order_phone.php
@@ -83,7 +83,7 @@
           <select id="payment-type" class="border border-gray-300 rounded px-3 py-1.5 text-sm w-40" name="so_payment_type" required>
             <option value="">선택</option>
             <option value="이체">이체</option>
-            <option value="가상계좌">가상계좌</option>
+            <option value="가상계좌" selected>가상계좌</option>
           </select>
           <span id="payment-guide" class="text-xs text-gray-500"></span>
         </div>